Transforming Traditional Banking In Pakistan
HUMRAAH FINANCIAL SERVICES LTD, a licensed NBFC by SECP, has established a technique-empowered lending NBFC with an online platform to provide loans nationwide in Pakistan. Our mission is to utilize technology to make personalized credit accessible, targeting millions of mobile-active consumers in Pakistan who require credit for discretionary spending. Traditional financial institutions underserve them due to lack of traditional credit data and operational inefficiencies. To revolutionize the consumer finance experience in Pakistan, we will utilize big data-enabled technologies such as artificial intelligence and machine learning.
Convenient And Efficient Lending System
With our online platform, all transactions will be facilitated through mobile devices.
Prospective borrowers can apply for credit on their mobile phones, receive approval, and draw down their cash credit with cash disbursed immediately into their bank accounts or mobile wallets.
Our Core Values
As a responsible financial institution, we hold ourselves accountable to the highest standards of business conduct and are unwavering in our commitment to uphold our core values in all aspects of our operations.
Our Mission
Our Products & Services
We specialize in Fintech, particularly in the field of Digital Lending through our digital applications platform i.e Zaroorat Cash. We have a skilled, in-house development team and state-of-the-art outsourcing technological partners who are dedicated to delivering the best results for our customers to access our products and services.
Our Future Plans?
Our sponsors, board of directors, and top-level management are committed to devise long-term plans for the benefit of our customers and the industry.
Our short-term goals include enhancing and promoting financial inclusion in Pakistan, creating awareness about digital finance platforms, and ensuring customer satisfaction.
Our long-term goal is to establish ourselves as a digital bank in Pakistan.
Information Disclosure
- Principal Business: Nano Lendings
- Status of company: NBFC Licensed by SECP
- National Tax Number: 9795616-7
- Company Registration Number: 0209449
- Date of License issued: 31 October, 2022
- Auditor of the Company: BDO Ebrahim & co.
- Legal Advisor: KHWAJA & KAMAL ATTORNYS AT LAW
